Prompt Insurance Agency is committed to serving the California business community with creative and cost effective insurance strategies that broaden your coverage without extending your budget. We provide insurance for all manner of commercial loss protection and frequently combine individual coverage into custom insurance packages fitted specifically to the demands and exposure of your business. By combining general liability insurance with workers comp, commercial auto, and product liability (as appropriate) or similar combinations - we create a "wrap around" insurance umbrella that fits our client and takes advantage of nominal discounts where sole sourcing is possible.
Broadly speaking, we provide the following types of business insurance:
- Workers Compensation insurance for the state of California
- General Liability insurance to cover a broad range of common business losses
- Business Owner Policy, or BOP, to provide full business coverage including both liability and property damage
- Commercial Bonds is a variety of coverage configurations - tailored by the Surety to meet different needs
- Business Auto to cover a wide range of auto contingencies when using vehicles in your business
- Commercial Packages that allow us to custom tailor your insurance coverage needs with some premium savings
- Professional Liability to protect from claims of incompetence or errors and omissions
- Product Liability to protect against claims resulting from defects in workmanship and/or inherent design flaws
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