Orange County, CA insurance agency agent serving California workers compensation insurance, general liability, commercial insurance, business liability, bonds, errors and omissions insurance, business auto, commercial vehicle

Commercial Property Insurance is a more specific form of insurance coverage that protects you from direct and indirect losses. In addition to tangible property coverage, your business is also insured against economic loss arising from the lost revenue and profits that often accompany many physical business catastrophes.

Commercial property owners, both those operating a business on their property and those leasing property to another entity, may purchase policies that protect the building and associated structures. A property owner´s policy will not protect tenants from loss, however. Business owners who lease their property to other businesses may buy policies that protect the building contents, such as machinery, furniture, and stored or displayed merchandise.

In some cases, the larger more reputable insurance companies will make available certain provisions or additional, but optional coverage that includes such contingencies as:

insurance to rebuild a destroyed building to code and full functionality even if the value exceeds the old property
insurance to cover all signs and glass
insurance to cover breakdowns caused by power surges, mechanical malfunctions, and accidental explosions
insurance to cover economic loss due to destroyed billing and accounts receivable records
insurance to cover some types of data loss in the event that your computer network is compromised
industry specific coverage such as "peak season" breakdowns, contractor outside equipment and tools (on site), and so on.

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Prompt Insurance Agency is a licensed Orange County, CA - California insurance broker offering commercial coverage to small business, medium business, and large businesses throughout the state of California. As a workers compensation provider, we cover business insurance needs in Los Angeles County, Orange County, San Diego County, San Bernardino County, Riverside County, Ventura County, San Luis Obispo County, and Kern County in Southern California. In Northern California, our business insurance services area includes all commercial insurance needs from general liability to business auto and commercial auto in the major county areas including Alameda County, Sacramento County Contra Costa County, Fresno County, San Francisco County, San Mateo County, San Joaquin County, Stanislaus County, Sonoma County and Monterey County.