| Prompt Insurance Agency, LLC |
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| Questions? Call (949) 351-8767 |
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No business is immune from the possibility of property damage or bodily injury claims, whether real or concocted. When you engage in a risk analysis session with Prompt Insurance Agency, we make a realistic assessment of possible claims that might arise from your type of business. We then select a general liability insurance policy that protects you against claims of bodily injury or property damage from third parties. Your general liability policy includes coverage for third party injuries or damage caused by your products or services at both your own location as well as work performed at other locations. Should you need it, your general liability policy will pay for the costs of litigation as well as any judgments against you or your company that would arise from these claims. In some cases, if the nature of your work exposes you to special claims such as wrongful eviction, character defamation, slander or libel, copyright infringements and trademark encroachment… we will apply special riders and / or additional coverage to insure that all likelihoods are included in your general liability policy. Prompt Insurance Agency also insures that you are protected from, as appropriate, Prior Work Exclusions that may be embedded in some policies. A prior work exclusion states that a claim arising from work performed prior to the effective date of the policy would be excluded from coverage even if the actual damage or injury occurred during the effective policy period. Our insurance counselors are aware of "liability exits" that may be buried in policies from less reputable insurance companies - and work hard to insure that your general liability coverage is complete and total. If any endorsements are imposed that cover known and ongoing damage or injury, our professionals will make sure the wording favors our policy holder. |
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