Good commercial business insurance protection can make a difference in the success of your business. Investors want to know that their investment in your company is protected from random loss by both frivolous as well as legitimate damage claims. Frequently, procuring large project contracts from new and existing customers may demand proof of certain types of insurance (performance bonds, for instance) prior to eligibility for a contract award. Further, most states mandate minimum insurance coverage that includes malpractice insurance, workers compensation insurance, and auto insurance. If you are going shopping for insurance, make sure you go shopping informed.
Below, we've compiled a list of available web resources to help you clarify and gain an understanding of the many business and regulated operations considerations one must examine while going through the risk management strategy process. You can rely on your Prompt Insurance Agency representative to help you work your way through the maze of terminology, state laws, common practices, and best strategy for cost effective assurance practices.
- Financial Advisor Magazine
- Financial Advisor is a "pure play" on the independent financial advisor market, targeting independent broker/dealer affiliated financial planners, registered investment advisers (RIAs) and investment adviser representatives (IARs).
- Fitch Ratings
- Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with accurate, timely and prospective credit opinions.
- California Department of Insurance
- The California Department of Insurance, or CDI, oversees the insurance industry in California and protects the state's insurance consumers. The CDI regulates, investigates, and audits insurance businesses to insure that they remain solvent and able to meet their insurance coverage obligations to their policy holders.
- California Employment Development Department
- Your direct link to job placement and referrals, unemployment insurance, disability insurance, employment and training, labor market information, payroll taxes, and more!
- California Department of Motor Vehicles
- Click here to access the official DMV website for the state of California. Learn about state regulation issues concerning your commercial vehicle fleet and business use of your car.
- California Department of Corporations
- The California Department of Corporations is California's Investment and Financing Authority. It licenses and regulates a variety of businesses that affect your life, including securities brokers and dealers, investment advisers, financial planners, and certain fiduciaries and lenders. They also regulate the offer and sale of securities, franchises and off-exchange commodities.
- Equifax
- One of the "big three" credit reporting agencies.
- Experian
- One of the "big three" credit reporting agencies.
- Trans Union
- One of the "big three" credit reporting agencies
- Governor Schwarzenegger
- Visit the California Governor's website and learn about what Governor Schwarzenegger is doing to improve the business climate in California.
- A. M. Best Company
- This is your source for information on Insurance carriers and the insurance industry.
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